Financial Highlights
2020 FQ3 YTD
9/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 2,185,348 1,719,840 1,622,942 1,503,789 1,451,786
Gross Loans HFI Growth 35.43 6 7.73 3.51 1.38
1-4 Family Loans/ Loans 1.79 1.95 2.12 3 3.15
Multifamily Loans/ Loans 13.25 12.67 10.38 9.12 6.39
Commercial Real Estate Loans/ Loans 37.16 43.35 42.52 44.66 44.78
Commercial & Multifamily Real Estate Loans/ Loans 50.41 56.02 52.90 53.78 51.17
Real Estate Loans/ Loans 52.20 57.97 55.02 56.78 54.32
Construction & Development Loans/ Loans 8.92 9.34 12.62 11.01 10.88
Home Equity Loans/ Loans 0.33 0.41 0.52 0.48 0.58
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans NA 0 0.01 0.01 0
Other Consumer Loans/ Loans 1.35 1.32 1.28 1.19 1.12
Consumer Loans/ Loans 1.68 1.73 1.81 1.69 1.71
Commercial Loans/ Loans 37.56 31 30.63 30.62 33.17
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans (0.36) (0.04) (0.09) (0.10) (0.08)
Deposit Composition (%)
Total Deposits($000) 1,821,375 1,530,379 1,455,299 1,394,331 1,538,855
Deposit Growth 25.35 5.16 4.37 (9.39) (2.43)
Transaction Acct Deps/Tot Deps 51.45 37.08 35.07 35.51 28.37
Savings Acct Deps/Tot Deposits NA NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA NA
MMDA & Savings/Total Deposits 34.97 44.07 35.46 36.94 40.75
Retail Time Deps/Tot Deposits NA 10.67 19.70 21.31 24
Jumbo Time Deposits/ Deposits NA 8.18 9.77 6.24 6.87
Tot Time Deposits/Tot Deposits 13.59 18.85 29.47 27.55 30.88
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 86.41 81.15 70.53 72.45 69.12
Core Deposits/Total Deposits NA 91.82 90.23 93.76 93.13
Noninterest-bearing Deposits/ Deposits 24.83 19.18 19.29 19.90 16.42
Interest-bearing Deposits/ Deposits 75.17 80.82 80.71 80.10 83.58
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.